Cookies help make Nibi work the way you'd expect. Some are essential for keeping the Service secure and reliable, while others help us understand what's working well and where we can improve.

For example, they can help keep you signed in securely, remember preferences and help us understand how the Service is being used.

Some cookies are essential for Nibi to work properly, while others help us improve reliability, security and customer experience.

We use cookies and similar technologies to:

• keep the Service working correctly;
• help you sign in securely;
• remember preferences;
• improve functionality;
• understand how the Service is used;
• prevent fraud and misuse;
• measure performance; and
• improve customer experience.

Some cookies are essential for the operation of Nibi.

These cookies help us:

• authenticate users;
• maintain secure sessions;
• keep the Service operational; and
• support core functionality.

Without these cookies, parts of the Service may not function correctly.

Analytics cookies help us understand how people use Nibi.

This allows us to:

• identify performance issues;
• improve reliability;
• understand feature usage; and
• continue improving the Service.

Analytics information is generally aggregated and cannot usually identify individual users directly.

Functionality cookies remember choices you've made so your experience feels more personalised.

For example, they may help remember:

• Account preferences;
• favourite Merchants;
• language preferences; and
• other Service settings.

Where used, marketing cookies help us:

• understand the effectiveness of promotions;
• improve communications;
• measure campaign performance; and
• prevent abuse of promotions.

Where required by law, we'll ask for your permission before using these cookies.

We only work with trusted providers who help us operate the Service securely and reliably.

Nibi works with trusted third-party providers to help deliver the Service.

Depending on how you use Nibi, these providers may use cookies or similar technologies to support:

• payment processing;
• analytics;
• customer communications;
• security; and
• technical infrastructure.

These providers operate under their own privacy practices.

For more information about how personal information is used, please see our Privacy Notice.

Most browsers allow you to:

• view cookies;
• delete cookies;
• block cookies; and
• manage cookie settings.

Please note that restricting certain cookies may affect parts of the Service.

As Nibi develops, we may update this Cookie Policy from time to time.

The latest version will always be available through the Service.